Miami Mortgage Fraud Attorneys
Accused of Mortgage Fraud? Let Us Protect Your Rights.
Since the housing market collapse, the FBI and its partners have been especially aggressive in investigating and prosecuting instances of alleged mortgage fraud, particularly large-scale schemes. If you are under investigation, have been served a warrant, or have been charged with mortgage fraud, you should consider involving an attorney as quickly as possible.
Exercise your right to remain silent and speak to our Miami mortgage fraud lawyers at Beckham Solis, Attorneys at Law. We have experience fighting federal criminal charges and can work fast to protect your rights.
Discuss your mortgage fraud case today in a free initial consultation by calling (786) 244-8010 or contacting us online.
VICTORY BEGINS WITH BECKHAM SOLIS
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Grand Theft, Domestic Violence, and Aggravated Battery – Case DismissedAt 11:30 AM, law enforcement was dispatched in emergency mode in reference to a domestic battery. The officer made contact with the Defendant who stated that he and the victim got into a verbal argument. The victim decided to leave with the child. The victim stated that the Defendant began to argue with her reference to her being pregnant. The victim explained that he got aggressive, grabbed her by the neck and chocked her. The victim also states that he let her go when he noticed she couldn’t breathe. The Defendant was arrested and transported to TGK, charged with Grand Theft, domestic violence strangulation, and aggravated battery on a pregnant woman.
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Felony Drug Possession – Case DismissedAt 3:47 AM, law enforcement officer observed the Defendant sitting on the bus stop past curfew. The officer conducted a subject check to find the reasons the Defendant was stationary at the location. The Defendant stated that he was playing a game that required him to be seated. The officer then conducted a pat down and a sharp pointy object was discovered in the Defendant’s left pocket. The Defendant identified the oil as liquid marijuana inside of the pen. The Defendant was then arrested as during curfew period no person shall make use of any streets or sidewalk for any purpose expect active duty, police, fire-rescue first responder, medical health care and utility repair person as well as those returning to their home from work of employment. Defendant charged with felony drug possession.
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Battery on a Elderly Person – Case DismissedAt 5:59 PM, law enforcement was dispatched in reference to domestic battery between husband, wife and daughter. Upon arrival, the officer made contact with victim 1 who was in distress and crying. Victim 1 stated that the Defendant became upset while at home and that the Defendant started to break things around the house then pulled her hair while he would break her face to put up a right fist. Victim 1 stated that she has been living in fear since she married the Defendant. Victim 1 also stated that he has become verbally and physically violent multiple times in the past but never wanted to call the police until today that he pulled her daughter’s hair. The officer then approached the Defendant and charged him with Battery on an Elderly Person.
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2nd Degree Murder – Case DismissedAt 7:43 PM, the Defendant who was a Miami-Dade Public Transit employee surrendered at the Miami-Dade Police Department. The Defendant and the victim engaged in a heated verbal dispute over which exit door the victim was supposed to utilize. The victim was belligerent and yelled obscene remarks to the Defendant who remained on the driver’s seat. The victim reached the Defendant driver’s side window and states the Defendant yelled “F****, Die b****, Jesus is going to kill you.” The Defendant proceeded to intentionally drive and steer the bus in the direction of the victim, cause the bus to run over the victim, leaving the victim under the bus. The victim was transported to Aventura Hospital in critical conditions. The victim sustained fractures to his left foot, left acetabular fracture, C5/ 6 interior superior end plate fractures, C4 transverse process fracture, left pulmonary contusions, contusions to the right hip, and abrasions to the right knee. The Defendant was charged with 2nd degree attempted murder.
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Felony Exploitation – Case DismissedThe Defendant was employed as social workers and assigned as the caretaker of several elderly people including the 68 years old victim. The Defendant was in a position of trust and had access to the social services office where the victim’s money was kept in a locked box. The box was checked on 07/22/2019 and was missing $200. The Defendant denied taking the money and was taken into custody on a separate charge. The Defendant then admitted to going into the victim’s box and stealing the $200 and was arrested, charged with felony exploitation of an elderly and disabled person.
Put Our Experienced Florida Team on Your Side and Call Today
If you’ve been accused of any type of act or scheme associated with mortgage fraud, you need to move quickly and secure capable legal representation. Our attorneys can take on any type of mortgage fraud investigation or charge at the state or federal level, and we have over 35 years of combined legal experience to apply to your case.
We have access to investigators, expert witnesses, forensic specialists and other professionals that can help our lawyers fulfill our goal of creating a clear and compelling case on your behalf. Our team knows how to counteract federal investigations and disprove federal charges against seemingly impossible odds. We’re ready to put our experience and resources to work for you.
If you are facing mortgage fraud charges, contact Beckham Solis, Attorneys at Law online or call (786) 244-8010 to start reviewing your defense options.
hear how we made a difference
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The staff at Beckham Solis did an amazing job handling my case. They went above and beyond with closing everything in a timely manner. They were very reasonable with pricing and very flexible with payment. Barbara was very helpful answering any questions or concerns that I had. I highly recommend these law professionals to handle any legal matters you may need resolved.
- Joel D. -
Few years back I ran into some legal trouble and was recommended to Beckham Solis by a friend. I had never had to deal with any of this so, it was quite terrifying, to be honest. I walked into his office a nervous wreck, walked out confident and taken care of. Great service. Answers all calls whenever you need help and advice; they made a difficult situation better. I greatly recommend this firm the best !- Carlens E.
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Beckham Solis, Attorneys at Law, has always been available to answer all my questions. They offer a great response rate, amazing customer service, and a team that genuinely cares about its clients. Thank you, everyone, for everything!- Fabrizio Q.
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Service has been top-notch since February. Beckham Solis, Attorneys at Law, are professional, attentive, efficient, experienced, and qualified. My case was quickly resolved, and I'm very thankful. Extremely happy with the outcome and highly recommend this firm.- Carolina G.
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I worked with Beckham Solis, Attorneys at Law, for two years. Their experience, expertise, and support helped me make the best decision to save my life. I was facing serious time, but it was all adjudicated. They got me out of the worst time of my life. Th- J.D.
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I'm so happy I found these lawyers on the Internet. I was very nervous and scared when I walked into the office, thinking a bad outcome could change my life drastically. They were able to get my case dismissed! I highly recommend Beckham Solis, Attorneys a- Leonel D.
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I highly recommended Beckham & Solis, for a top notch professional & straight forward criminal defense representation. They are fast, on point & available at anytime. Thanks to their experience and hands on attitude my case was dismissed. It is a total life changer. Thanks so much to the whole team you are the Best!
- Luis C. -
Top notch attorneys and staff that are fully committed to walking you through every step of the legal process. I would recommend this legal powerhouse to anyone who is seriously looking to challenge their case and expecting a positive outcome. Thank you for everything Beckham and Solis!!
- Steve B.
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Who Investigates Mortgage Fraud in Florida?
Several agencies, including the Florida Attorney General’s Office, the Florida Department of Financial Services, the Florida Office of Financial Regulation, and local law enforcement agencies (such as police departments and sheriff’s offices), tend to investigate allegations of mortgage fraud in Florida. The FBI tends to get involved when there is evidence the offense involved interstate fraud or if allegedly unlawful misrepresentations were sent by mail, e-mail, or fax.
Once federal agencies step in, these cases are frequently prosecuted at the federal level and tried in federal courts. However, there are some scenarios where someone accused of mortgage fraud in Florida could instead face state-level charges.
Under Florida law, mortgage fraud is typically a third-degree felony when the value of the loan is less than $100,000. This offense is punishable by up to five years in prison, a fine of up to $5,000, or both.
If the loan is worth more than $100,000 or the mortgage fraud is part of a larger scheme, the charge could be elevated to a second-degree felony. Punishments include up to 15 years of prison time and a fine of up to $10,000.
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Inflating an appraisal to obtain a higher mortgage loanThis deceptive practice can occur when a borrower seeks to gain access to more funds than they are eligible for based on the property's true market value.
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Misrepresenting income or assetsThis occurs when an applicant intentionally provides false information or omits crucial details regarding their financial situation to secure a loan they might not otherwise qualify for. Lenders rely on accurate income and asset disclosures to assess the risk associated with providing a mortgage.
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Posing as a borrower on behalf of another partyThis practice, often referred to as "straw borrowing," occurs when someone applies for a mortgage using another person's identity or financial information without their knowledge or consent. The intent is typically to secure loans under more favorable terms or bypass qualifications that the actual borrower may not meet.
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Equity skimmingEquity skimming is a fraudulent scheme in which a buyer acquires property from an unsuspecting homeowner, often in financial distress, with the intent to profit from the property's equity while leaving the homeowner to face the consequences. Typically, the buyer convinces the homeowner to transfer the title of the property, promising to take over mortgage payments or sell the property for a profit. However, the buyer often neglects the mortgage payments, leading to foreclosure, while they may profit by renting out the property or selling it to another party.
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Foreclosure prevention and loan modification scamsThese scams target homeowners facing financial difficulties, often promising relief from imminent foreclosure in exchange for upfront fees or personal information. Scammers may falsely claim they can negotiate with the lender to lower monthly payments or secure favorable loan term modifications.
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Illegal property flippingIllegal property flipping occurs when a property is purchased and then quickly resold at an artificially inflated price, often within a short time frame, without any substantial improvements made to the property. This practice aims to deceive lenders and buyers about the property's true value and market conditions. Flippers often use deceptive appraisals or misrepresent the property's status to secure higher financing, which is then misused to profit from the difference.
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Air loansAir loans refer to fictitious mortgage loans that are created without an actual property backing them. In this fraudulent scheme, a lender issues a mortgage based on a non-existent or deliberately misrepresented property, often using fabricated documentation. The intention behind air loans is typically to secure funds from the lender without any real collateral, leading to severe financial losses for the lender when the fraud is discovered.
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Home Equity Conversion Mortgage (HECM) schemesHECMs are government-insured reverse mortgages designed to allow seniors to convert a portion of their home equity into loan proceeds while still living in their homes. However, HECM schemes can become fraudulent when individuals exploit these loans by misrepresenting the homeowner's financial situation, manipulating the appraisal process, or targeting vulnerable seniors for predatory practices. In such schemes, fraudsters may convince homeowners to take out a HECM and then siphon off the proceeds, leaving the homeowners unaware of the growing debt against their property.
What Is Mortgage Fraud?
Examples of mortgage fraud include:
The FBI defines mortgage fraud as a “material misstatement, misrepresentation, or
omission in relation to a mortgage loan which is then relied upon by a lender.” Our
Miami mortgage fraud attorneys are prepared to represent lenders, buyers, sellers,
appraisers, or other real estate professionals facing these charges.
Under federal
law, mortgage fraud may be punishable by up to 30 years in prison and up to $1 million
in fines. The rest of your life, along with your financial security, could be in
immediate jeopardy if you’re charged with this white-collar crime, so do not wait
to explore your defense options with our experienced Miami mortgage fraud lawyers.
Why Partner with Beckham Solis, Attorneys at Law?
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Our reputation is backed by numerous awards and recognitions.
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We give you the benefit of three accomplished attorneys.
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Our team will help you get the results you deserve.